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  • internal policy charges and interest crediting components are specifically broken out separately in the policy u003C u002Fp u003E u000A u003Cp u003EA Universal Life insurance policy accumulates cash value at an interest crediting rate declared by the company Within certain limits the policy owner can choose the premium he or she wishes to pay and this affects the policy u0027s cash value Each month a monthly deduction to cover the cost of the insurance protection provided by the policy is deducted from the policy cash value u003C u002Fp u003E u000A u003Cp u003EFluctuations in interest rates and u002For policy charges may require the payment of additional premiums to keep the policy in force u003C u002Fp u003E u000A u003C u002Fdiv u003E u000A u003C u002Fdiv u003E u000A u003C u002Fdiv u003E u003Ch3 class u0022views accordion faq popup block header u0022 u003E u000A What are the advantages of Universal Life insurance u003C u002Fh3 u003E u000A u003Cdiv u003E u003Cdiv class u0022views row views row 1 views row odd views row first views row last u0022 u003E u000A u000A u000A u003Cdiv class u0022field field name body field type text with summary field label hidden u0022 u003E u000A u003Cp u003EÂ u003C u002Fp u003E u000A u003Cp u003EThe primary advantages of Universal Life insurance over term insurance are permanent coverage subject to contract requirements flexibility of payments and cash value accumulation Because of these advantages Universal Life insurance can be used in estate planning and retirement planning offering the insured a variety of options u003C u002Fp u003E u000A u003C u002Fdiv u003E u000A u003C u002Fdiv u003E u000A u003C u002Fdiv u003E u003Ch3 class u0022views accordion faq popup block header u0022 u003E u000A Can I with withdraw cash from my policy u003C u002Fh3 u003E u000A u003Cdiv u003E u003Cdiv class u0022views row views row 1 views row odd views row first views row last u0022 u003E u000A u000A u000A u003Cdiv class u0022field field name body field type text with summary field label hidden u0022 u003E u000A u003Cp u003EÂ u003C u002Fp u003E u000A u003Cp u003EUniversal Life has an accumulated cash value that will vary depending on the premiums paid interest rate policy withdrawals and monthly deductions If there is sufficient cash value available the policy owner can borrow against the accumulated cash value u003C u002Fp u003E u000A u003Cp u003EThe policy owner may decide to surrender the entire policy which will end the policy and associated life insurance coverage A surrender charge may apply u003C u002Fp u003E u000A u003Cp u003EAlternatively a partial withdrawal provides access to some of the cash value without the interest and repayment obligation but does result in a decrease in the death benefit and future accumulation cash value u003C u002Fp u003E u000A u003Cp u003EIt is important to note that loans and policy withdrawals may generate an income tax liability reduce the available cash value and reduce the death benefit or cause the policy top lapse u003C u002Fp u003E u000A u003Cp u003EWithdrawing cash from Term insurance policy is not possible as it does not have a savings element u003C u002Fp u003E u000A u003C u002Fdiv u003E u000A u003C u002Fdiv u003E u000A u003C u002Fdiv u003E u003Ch3 class u0022views accordion faq popup block header u0022 u003E u000A How do I know if Universal Life is right for me u003C u002Fh3 u003E u000A u003Cdiv u003E u003Cdiv class u0022views row views row 1 views row odd views row first views row last u0022 u003E u000A u000A u000A u003Cdiv class u0022field field name body field type text with summary field label hidden u0022 u003E u000A u003Cp u003EÂ u003C u002Fp u003E u000A u003Cp u003EYou should discuss in detail with your servicing representative to ensure the product meets your intended goals To help you may want to consider the following questions u003C u002Fp u003E u000A u003Cp u003E1 Â Â Â Â Do you need life insurance u003C u002Fp u003E u000A u003Cp u003E2 Â Â Â Â What is your attitude to risk Are you looking for a fixed return and guaranteed interest rates or are you prepared to aim for potentially higher returns that are not guaranteed and may result in losses rather than gains u003C u002Fp u003E u000A u003Cp u003E3 Â Â Â Â How much and for how long will you pay premiums into the policy u003C u002Fp u003E u000A u003Cp u003E4 Â Â Â Â How long can you leave money in the policy or will you need access to the accumulated cash value u003C u002Fp u003E u000A u003Cp u003E5 Â Â Â Â What are the penalties or charges should you want to change the policy or surrender early u003C u002Fp u003E u000A u003Cp u003E6 Â Â Â Â What are all the policy charges and how will this affect the policy performance u003C u002Fp u003E u000A u003Cp u003E7 Â Â Â Â Are there any tax implications to be considered u003C u002Fp u003E u000A u003C u002Fdiv u003E u000A u003C u002Fdiv u003E u000A u003C u002Fdiv u003E u003Ch3 class u0022views accordion faq popup block header u0022 u003E u000A Do I need a medical assessment when I apply u003C u002Fh3 u003E u000A u003Cdiv u003E u003Cdiv class u0022views row views row 1 views row odd views row first views row last u0022 u003E u000A u000A u000A u003Cdiv class u0022field field name body field type text with summary field label hidden u0022 u003E u000A u003Cp u003EIn the majority of cases there will be the need for a medical assessment as part of the underwriting requirements This will vary depending on your age proposed plan and level of coverage u003C u002Fp u003E u000A u003C u002Fdiv u003E u000A u003C u002Fdiv u003E u000A u003C u002Fdiv u003E u003Ch3 class u0022views accordion faq popup block header u0022 u003E u000A Can I change my mind u003C u002Fh3 u003E u000A u003Cdiv u003E u003Cdiv class u0022views row views row 1 views row odd views row first views row last u0022 u003E u000A u000A u000A u003Cdiv class u0022field field name body field type text with summary field label hidden u0022 u003E u000A u003Cp u003EÂ u003C u002Fp u003E u000A u003Cp u003EYes after we have delivered your policy to you there is a

    Original URL path: http://www.transamerica.com.sg/supplements/ajax/faq (2012-12-22)
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  • full form u0022 action u0022 u002F u0022 method u0022get u0022 id u0022views exposed form glossary page block 1 u0022 accept charset u0022UTF 8 u0022 u003E u003Cdiv u003E u003Cdiv class u0022views exposed form u0022 u003E u000A u003Cdiv class u0022views exposed widgets clearfix u0022 u003E u000A u003Cdiv id u0022edit starts with wrapper u0022 class u0022views exposed widget views widget filter name 1 u0022 u003E u000A u003Clabel for u0022edit starts with u0022 u003E u000A Starts with u003C u002Flabel u003E u000A u003Cdiv class u0022views widget u0022 u003E u000A u003Cdiv class u0022form item form type textfield form item starts with u0022 u003E u000A u003Cinput type u0022text u0022 id u0022edit starts with u0022 name u0022starts with u0022 value u0022 u0022 size u002230 u0022 maxlength u0022128 u0022 class u0022form text u0022 u002F u003E u000A u003C u002Fdiv u003E u000A u003C u002Fdiv u003E u000A u003C u002Fdiv u003E u000A u003Cdiv class u0022views exposed widget views submit button u0022 u003E u000A u003Cinput class u0022ctools use ajax ctools auto submit click js hide form submit u0022 type u0022submit u0022 id u0022edit submit glossary page u0022 name u0022 u0022 value u0022Update u0022 u002F u003E u003C u002Fdiv u003E u000A u003C u002Fdiv u003E u000A u003C u002Fdiv u003E u000A u003C u002Fdiv u003E u003C u002Fform u003E u003C u002Fdiv u003E u000A u000A u000A u003Cdiv class u0022view content u0022 u003E u000A u003Cdiv class u0022views row views row 1 views row odd views row first u0022 u003E u000A u000A u003Cdiv class u0022views field views field name 1 views accordion header u0022 u003E u003Cspan class u0022field content u0022 u003E u003Cdiv id u0022glossary header u0022 u003E u003Ch3 u003EACCELERATED DEATH BENEFIT ADB u003C u002Fh3 u003E u003C u002Fdiv u003E u003C u002Fspan u003E u003C u002Fdiv u003E u000A u003Cdiv class u0022views field views field description u0022 u003E u003Cdiv class u0022field content u0022 u003E u003Cp u003EThis option provides accelerated death benefits for the terminally ill who have been diagnosed by a licensed physician to have 12 months or less to live u003C u002Fp u003E u000A u003C u002Fdiv u003E u003C u002Fdiv u003E u003C u002Fdiv u003E u000A u003Cdiv class u0022views row views row 2 views row even u0022 u003E u000A u000A u003Cdiv class u0022views field views field name 1 views accordion header u0022 u003E u003Cspan class u0022field content u0022 u003E u003Cdiv id u0022glossary header u0022 u003E u003Ch3 u003EACCIDENT INDEMNITY RIDER u003C u002Fh3 u003E u003C u002Fdiv u003E u003C u002Fspan u003E u003C u002Fdiv u003E u000A u003Cdiv class u0022views field views field description u0022 u003E u003Cdiv class u0022field content u0022 u003E u003Cp u003EDeath benefit coverage that pays an additional benefit equal to the basic death benefit of the policy if the insured u0027s death is accidental Must be applied for and requires an additional premium u003C u002Fp u003E u000A u003C u002Fdiv u003E u003C u002Fdiv u003E u003C u002Fdiv u003E u000A u003Cdiv class u0022views row views row 3 views row odd u0022 u003E u000A u000A u003Cdiv class u0022views field views field name 1 views accordion header u0022 u003E u003Cspan class u0022field content u0022 u003E u003Cdiv id u0022glossary header u0022 u003E u003Ch3 u003EACCUMULATION VALUE u003C u002Fh3 u003E u003C u002Fdiv u003E u003C u002Fspan u003E u003C u002Fdiv

    Original URL path: http://www.transamerica.com.sg/supplements/ajax/glossary (2012-12-22)
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  • Careers | Transamerica
    demonstrated by our commitment to balancing work and life and giving our employees the opportunity to develop their talents and abilities We are also active members in our communities with paid time off for volunteer service The Transamerica companies are Equal Opportunity Employers If you would like to pursue a career with Transamerica Life Bermuda Ltd or learn more about current opportunities please contact careers transamerica com hk Believing in

    Original URL path: http://www.transamerica.com.sg/about-us/careers (2012-12-22)
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  • Term & conditions | Transamerica
    a small data file sent by this Site to your browser and which may be stored on your hard drive The Company s Cookie enables this Site to recognize you if you have a Company policy or contract or have previously utilized certain Site features In addition the Cookie may recall information so that you do not have to resubmit it and also automatically updates Site information If available you may program your browser software to notify you of attempts to send Cookies and or you may decline to accept or delete them Your declination of any Site Cookie may impair your ability to access or use certain functionality of this Site or require you to enter and re enter information each time you visit this Site Submissions You hereby grant to The Company the royalty free perpetual irrevocable worldwide nonexclusive right and license to use reproduce modify adapt publish translate create derivative works from distribute perform and display all content remarks suggestions ideas graphics or other information communicated to The Company through this Site collectively the Submission and to incorporate any Submission in other works in any form media or technology now known or later developed The Company will not be required to treat any Submission as confidential and may use any Submission in their businesses including without limitation for products or advertising without incurring any liability for royalties or any other consideration of any kind and will not incur any liability as a result of any similarities that may appear in future operations The Company will treat any Personal Information that you submit through this Site in accordance with its web site privacy statement Disclaimer You understand that The Company cannot and does not guarantee or warrant that Content available for downloading from this Site or the Internet will be free of viruses worms Trojan Horses or other malicious code that may manifest contaminating or destructive properties You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output and for maintaining a means external to this Site for the reconstruction of any lost data The Company does not assume any responsibility or risk for your use of the Internet or this Site nor does The Company assume any responsibility for any products or services or hypertext links to third parties or for any breach of security associated with your use of this Site or your transmission of sensitive information through this Site or any hyperlinked sites YOUR USE OF THIS SITE IS AT YOUR OWN RISK THE CONTENT IS PROVIDED AS IS AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED THE COMPANY DISCLAIMS ALL WARRANTIES INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY FITNESS FOR A PARTICULAR PURPOSE TITLE SECURITY OR NONINFRINGEMENT THE COMPANY DOES NOT WARRANT THAT THE FUNCTIONS OR CONTENT CONTAINED IN THIS SITE WILL BE UNINTERRUPTED OR ERROR FREE THAT DEFECTS IF ANY WILL BE CORRECTED OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES DISABLING DEVICES OR OTHER HARMFUL COMPONENTS THE COMPANY DOES NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING THE USE OR THE RESULT OF USE OF THE CONTENT IN TERMS OF CORRECTNESS ACCURACY RELIABILITY OR OTHERWISE THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS AND THE COMPANY MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME YOU AND NOT THE COMPANY ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING REPAIR OR CORRECTION IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS SITE OR ITS CONTENT THE COMPANY ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT All of the information on this Site whether historical in nature or forward looking speaks only as of the date the information is posted on this Site and The Company does not undertake any obligation to update such information after it is posted or to remove such information from this Site if it is not or is no longer accurate or complete Limitation of Liability THE COMPANY ITS LICENSORS SERVICE PROVIDERS CONTENT PROVIDERS EMPLOYEES AGENTS OFFICERS AND DIRECTORS WILL NOT BE LIABLE FOR ANY ACTUAL DIRECT INDIRECT INCIDENTAL CONSEQUENTIAL SPECIAL EXEMPLARY PUNITIVE OR OTHER DAMAGES INCLUDING LOSS OF REVENUE OR INCOME LOSS OF PRINCIPAL PAIN AND SUFFERING EMOTIONAL DISTRESS OR SIMILAR DAMAGES THAT RESULT FROM THE USE OF OR THE INABILITY TO USE THE CONTENT ON THIS SITE EVEN IF THE COMPANY OR A REPRESENTATIVE AUTHORIZED BY THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU IN NO EVENT WILL THE COLLECTIVE LIABILITY OF THE COMPANY AND THEIR LICENSORS SERVICE PROVIDERS CONTENT PROVIDERS EMPLOYEES AGENTS OFFICERS AND DIRECTORS TO ANY PARTY REGARDLESS OF THE FORM OF ACTION WHETHER IN CONTRACT TORT OR OTHERWISE EXCEED THE LESSER OF 100 OR THE AMOUNT YOU HAVE PAID FOR THE APPLICABLE CONTENT OR SERVICE OUT OF WHICH LIABILITY AROSE Indemnity You will indemnify and hold The Company its licensors content providers service providers employees agents officers directors and contractors the Indemnified Parties harmless from any breach of these Terms and Conditions of Use by you including any use of Content other than as expressly authorized in these Terms and Conditions of Use You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use and you agree to indemnify the Indemnified Parties against any and all resulting losses damages judgments awards costs expenses and attorneys fees in connection therewith You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of or related to your use of the Content accessed from this Site Trademarks Service Marks and Copyrights AEGON and the stylized AEGON logo are registered trademarks of AEGON NV and TRANSAMERICA the Transamerica Pyramid building and Transamerica Pyramid logo are registered trademarks of the Transamerica Corporation and are protected by the laws of the United States of America and other jurisdictions Unless otherwise specifically noted images trademarks service marks logos and icons displayed on this Site are the property of The Company or its licensors and may not be used without The Company s prior written consent The Company and its licensors retain all rights with respect to any of their respective trademarks service marks and logos appearing on this Site Any unauthorized use of the images may violate copyright trademark privacy and publicity laws and regulations Information You Provide You may not post send submit publish or transmit on through by or in connection with this Site any material that you do not have the right to post including proprietary material of any third party advocates illegal activity or discusses an intent to commit an illegal act does not pertain directly to this Site threatens or abuses others libels defames invades privacy stalks is racist abusive harassing threatening offensive vulgar obscene pornographic or indecent seeks to exploit or harm children by exposing them to inappropriate content asking for personally identifiable details or otherwise infringes any intellectual property or other right of any entity or person including violating anyone s copyrights or trademarks or their rights of publicity violates any law or may be considered to violate any law impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content advertises any commercial endeavor e g offering for sale products or services or otherwise engages in any commercial activity e g conducting raffles or contests displaying sponsorship banners and or soliciting goods or services except as may be specifically authorized on this Site solicits funds advertisers or sponsors includes programs which contain viruses worms and or Trojan Horses or any other computer code files or programs designed to interrupt destroy or limit the functionality of any computer software or hardware or telecommunications disrupts the normal flow of dialogue causes a screen to scroll faster than other users are able to type or otherwise acts in a way which affects the ability of other people to engage in real time activities via this Site amounts to a ponzi or similar scheme disobeys any policy or regulations established from time to time regarding use of this Site or any networks connected to this Site or contains hyperlinks to other sites that contain content that falls within the descriptions set forth above The Company reserves the right to monitor the use of this Site to determine compliance with these Terms and Conditions of Use as well as the right to remove or refuse any information or Submission for any reason Notwithstanding these rights you remain solely responsible for the content of your Submissions and actions You acknowledge and agree The Company or any third party that provides Content to The Company shall not assume or have any liability for any action or inaction by The Company or such third party with respect to any Submission Product Fees Product fees and other charges are being provided for general information purposes only and are subject to change If you are interested in obtaining a more detailed and accurate strategy we recommend you consult with a qualified financial professional Calculator Data If this Site contains an online calculator the online calculator may contain data regarding retirement investing Such information is provided for educational purposes only and does not constitute an endorsement or recommendation of any security or investment program or service or the suitability thereof for you The Company does not offer legal or tax advice and the information provided in the online calculators should not be used in lieu thereof Please consult your legal tax or financial advisor for guidance regarding your particular situation We Are Not Providing Investment Advice Soliciting Offers or Selling The information contained on this Site does not constitute investment advice and is not an offer to sell or a solicitation to buy any security or any insurance product All insurance and or securities transactions require signed agreements between The Company and its customers and the terms of those agreements are binding on the parties No other representation whether made in person online electronically in written graphical or verbal communication may alter the terms of those agreements except that your use of this Site constitutes your agreement to the additional Terms and Conditions of Use applicable to such use By using this Site you accept at your own risk that the Internet and online communications medium may not perform as intended No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or sale would be unlawful under the securities insurance or other laws of such jurisdiction Some products may not be available in all jurisdictions Except as specifically stated we make no representation that Content in this Site is appropriate or available for use in jurisdictions other than where specifically identified Access to this Site s Content from jurisdictions where such access is illegal is prohibited If you choose to access this Site from other jurisdictions you do so at your own risk You are always responsible for your compliance with applicable laws The Company is not authorized to do business in every jurisdiction By downloading any Content you are agreeing that you are not in a country where such export is prohibited and that you are not a person or entity to which such export is prohibited You are responsible for compliance with the laws of your local jurisdiction regarding the import export or re export of any Content Information published on this Site may contain references or cross references to products programs or services that are not available in your state or country Consult your qualified financial professional for information regarding the products programs and services which may be available to you You Should Not Rely on the Stock Price Information on This Site We do not generate the information regarding stock prices for this Site We believe that the information on this Site is accurate but we cannot guarantee or warrant the accuracy completeness or timeliness of the information You should not rely on the stock price information for investment purposes We are not liable for any loss or damages whether direct indirect incidental special consequential or exemplary that may arise from reliance on the stock price information on this Site No Representation as to Suitability The Company makes no representation as to the financial or other suitability of any product described on this Site for any user In order to evaluate whether a particular product is suitable for your financial needs you should contact a qualified financial professional The posting of any information on this Site should not be interpreted as a recommendation or opinion that you should make any purchase or sale or participate in any transaction Violations of Rules and Regulations The Company reserves the right to seek any remedy available at law or in equity for any violation of these Terms and Conditions of Use including the right to block access from a particular Internet address to this Site Personal Information Depending on your level of access to this Site you may receive or obtain access to Personal Information Your access and use of such information is governed by applicable law and limited to specific business activities for which you are authorized Should you access Personal Information intentionally or unintentionally of others for who you are not authorized you will immediately notify us and you will not copy download store or transmit such information to any third party Security User names and passwords collectively Access Codes used for this Site are for individual use only You will be responsible for the security of your Access Codes The Company will be entitled to monitor your Access Codes and in its discretion require you to change them If you use Access Codes that The Company considers insecure The Company will be entitled to require the Access Codes to be changed and or terminate your account You are prohibited from using any services or facilities provided in connection with this Site to compromise security or tamper with system resources and or accounts The use or distribution of tools designed for compromising security e g password guessing programs cracking tools or network probing tools is strictly prohibited If you become involved in any violation of system security The Company reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents and to federal or state law enforcement officials The Company reserves the right to investigate suspected violations of these Terms and Conditions of Use You agree that The Company shall not be responsible for damages or losses resulting from any breach of security caused by your failure to maintain the confidentiality of your Access Codes If you permit access to your Access Codes by third parties then you agree to defend indemnify and hold The Company harmless from and against any liability losses damages or costs and expenses including attorneys fees arising out of related to or resulting from such access and related use of this Site The Company reserves the right to block access to this Site for any reason You also agree to immediately notify The Company if you become aware of any loss or theft of your Access Codes or become aware of any unauthorized use of your Access Codes Finally you acknowledge and agree that you will not i collect or store personal data about other users of this Site or ii upload e mail or otherwise transmit any material that contains viruses or any other computer code files or programs that might interrupt limit or interfere with the functionality of any computer software hardware database or file or communications equipment that is owned leased or used by The Company For your protection The Company may require the use of encryption technologies for certain types of communications conducted through this Site This Site has adopted industry standard security measures to protect the loss misuse and alteration of the information under our control While we provide those technologies and use other reasonable precautions to protect confidential information and provide suitable security we do not guarantee or warrant that information transmitted through the Internet is secure or that such transmissions will be free from delay interruption interception or error While there is no such thing as perfect security on the Internet we will take reasonable steps to insure the safety of your personal information There is always the possibility of unknowingly acquiring computer viruses on the Internet and thus we want to warn you about infections or viral contamination on your system It is your responsibility to scan any and all downloaded materials received from the Internet The Company is not responsible or liable for any damage caused by viruses or related hazards whether or not that virus or hazard resulted from a visit to this Site You and not The Company assume the entire cost of all necessary servicing repair or correction related to computer viruses The Company reserves the right to fully cooperate with any law enforcement authorities regulatory authorities or court order requesting or directing them to disclose the identity of anyone posting any e mail messages or publishing or otherwise making available any materials that are believed to violate these Terms and Conditions of Use BY ACCEPTING THESE TERMS YOU WAIVE AND HOLD HARMLESS THE COMPANY FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY THE COMPANY DURING OR AS A RESULT OF ITS INVESTIGATIONS AND OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER THE COMPANY OR LAW ENFORCEMENT AUTHORITIES E Mail The Company recognizes that e mail can be the preferred mode of communication for some of its customers Either at the time

    Original URL path: http://www.transamerica.com.sg/term-conditions (2012-12-22)
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  • Privacy policy | Transamerica
    information from the following sources Information we receive from you on applications or other forms Information about your transactions with us our affiliates or others and Information we receive from non affiliated third parties including consumer reporting agencies We obtain personal data about you lawfully and fairly and we attempt to ensure that the personal data is both accurate and kept up to date The personal information we collect is for the purposes of Approving and administering your policy contract Underwriting and reinsuring the risk and processing claims Statistical or actuarial research performed by our company our affiliates or the insurance industry Promotional offers of new or additional products and or services Providing any alterations variations cancellation or renewal of such product or service and Verifying accuracy of our data What Information We Disclose and To Whom We Disclose It The data may be transferred to and or used by Singapore Branch office of Transamerica Life Bermuda Ltd including subsidiaries affiliated companies and associated companies regardless of where they are located or registered and any service providers regardless of where they are located or registered for the above purposes and preventing money laundering and or terrorist financing activities and or adjudicating any insurance or related claims thereof Your Ability to Verify Accuracy of Information We Collect Keeping your information accurate and up to date is very important to us You may access and ask us to correct personal data about you that we collect except for information relating to a claim or a criminal or civil proceeding Requests for such access can be made to us in writing at TRANSAMERICA LIFE BERMUDA LTD Singapore Branch Office 1 Finlayson Green 13 00 Singapore 049246 Attn The Compliance Officer Our Security Procedures We restrict access to your personal data and only allow

    Original URL path: http://www.transamerica.com.sg/privacy-policy (2012-12-22)
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  • Site map | Transamerica
    Term Life Trendsetter SM Super Series Planning Financial planning Life insurance overview Life insurance planning Options to consider How to buy life insurance Financial tools Life Insurance Needs calculator Term Premium calculator Sign in Policyholders Insurance representatives Bank Collateral assignees Location Hong Kong Singapore Home Terms conditions Privacy policy Site Map We re proud to have built our business on the promise to provide customers with the highest quality of

    Original URL path: http://www.transamerica.com.sg/site-map (2012-12-22)
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  • Our heritage | Transamerica
    through Transamerica Corporation Occidental first opened its doors to customers in 1906 and had established itself as a major force in the life insurance business on the US West Coast With the addition of Occidental Life Insurance an estimated 25 million in assets Giannini created the foundation for what would become a strong and lasting company 1933 A Transamerica company establishes its first sales office in Shanghai 1947 Transamerica companies conduct business in Hong Kong 1970 Transamerica Pyramid an architectural landmark in the heart of San Francisco s financial district is built Mid 1980s Transamerica focused its resources on what has always been the core of the company its insurance and financial services businesses 1993 A Transamerica company full service branch opens in Hong Kong 1999 Transamerica becomes part of one of the world s leading international insurance and financial organization AEGON N V 2005 Transamerica Occidental Life Insurance Company became the first newly licensed life insurance company in Singapore in 14 years 2006 Transamerica Life Bermuda establishes full service branches in Hong Kong and Singapore 2008 Transamerica Occidental Life Insurance Company merged with its affiliate Transamerica Life Insurance Company Our Pyramid The Transamerica Pyramid represents innovation and strength and is recognized the world over It all began in 1968 when Transamerica Corporation President John R Beckett noticed that the trees in a city park unlike the surrounding box like buildings allowed natural light and fresh air to filter down to the streets below Wishing to achieve the same effect with Transamerica s new headquarters an unconventional pyramid structure was chosen for the building The Transamerica Pyramid is located in the heart of the Montgomery Financial District in San Francisco California It is a part of Transamerica Center and encompasses nearly one city block Today the building stands as a

    Original URL path: http://www.transamerica.com.sg/about-us/our-heritage (2012-12-22)
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  • Customer service | Transamerica
    arrival Policy documents are issued in a timely and accurate manner Claims are dealt with as a matter of urgency and you are kept up to date with the status of your enquiry Our Promise We strive to provide an excellent service to you If for any reason you feel our customer service commitment could be improved or you would like to make a complaint we will listen evaluate and analyze to ensure that we learn and improve Your Feedback Transamerica Life Bermuda welcomes any feedback from you Whether it s to tell us what we are doing well or what we need to improve on We will listen adapt and improve Please contact our Customer Service Team on 65 6212 0620 or email us Complaints At Transamerica our customers are our priority We always strive to provide you with first class service every time If for any reason you are not satisfied with our service to you please let us know We continually look to improve our business where necessary Your views are extremely important to us so please get in touch if you wish to leave us your feedback To make a complaint please contact our Customer Service Team by email form or by phoning 65 6212 0620 Alternatively you may post your comments to TLB Singapore Branch Office 1 Finlayson Green 13 00Singapore 049246 Claims Taking care of beneficiaries is one of our priorities We understand losing someone you love can be difficult That is why we aim to make the claims process straightforward We have summarized below the simple steps to follow and information we require to manage your claim efficiently Initial information required 1 Original Policy and completed Claim Form2 Copy of your ID and proof of address3 The original death certificate that will be

    Original URL path: http://www.transamerica.com.sg/about-us/customer-service (2012-12-22)
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