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  • Terms & Conditions - Liberty Insurance Pte Ltd
    lost profits or damages resulting from lost data or business interruption or punitive damages of any kind whatsoever that may result from your use of or inability to use this website or the materials or services provided on this website or the products or services received from this website Exemptions of implied warranties may not be allowed in all jurisdictions Jurisdictional Issues Liberty Insurance makes no representation that all insurance products and services on this website are appropriate or available for use in your country Some insurance products and services may not be available in all countries or jurisdictions If you choose to access this website you do so on your own initiative and are responsible for compliance with any applicable laws The information contained on this website is not an offer to sell or a solicitation to buy any insurance product or service No insurance product or service is offered or will be sold in any jurisdiction in which such offer or solicitation purchase or sale would be unlawful under the insurance or other laws of such jurisdiction Use of this website will be governed and construed in accordance with the laws of the Republic of Singapore You hereby submit to the non exclusive jurisdiction of the courts of the Republic of Singapore Privacy Please review Liberty Insurance s INTERNET PRIVACY POLICY The INTERNET PRIVACY POLICY explains what personal data Liberty Insurance may collect from you on our website and how we will use and disclose such personal data Specific Terms and Conditions Access or use of certain pages or parts of this website may be subject to specific terms of use In case of a conflict between these terms and conditions and the specific terms of use the specific terms of use shall prevail over these terms and conditions Company Information The term Liberty Insurance as used in this website refers to Liberty Insurance Pte Ltd which has a principal place of business at 51 Club Street 03 00 Liberty House Singapore 069428 The websites of other Liberty Mutual Group companies may be hyperlinked to this website and may contain separate Terms Conditions for Use and separate Privacy Statements applicable to those websites They can be reviewed on the specific websites Security Privacy Policy USEFUL LINKS Terms Conditions Conditions of Use The information contained in this website is intended for the use of Singapore residents only and for companies doing business in Singapore By using this website and all others owned and maintained by Liberty Insurance you agree to the following terms and conditions so please read them carefully These terms and conditions may be revised at any time by our updating this notice and posting it on our website You are bound by any such revisions if you continue to use the website after we have posted the changes and we suggest that you periodically visit this page to review the most recent Terms Conditions If you decide to purchase insurance products or services from Liberty Insurance

    Original URL path: https://www.libertyinsurance.com.sg/useful-links/terms-conditions/ (2016-01-30)
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  • Security - Liberty Insurance Pte Ltd
    and using a device known as a firewall which protects your information by detecting and preventing un authorized access to the information Authorized access We protect your information by only allowing access to your information by employees and with authorized parties who have a legitimate and verified need to access the information in order to service your requests Passwords Password should not be based on user id personal telephone number birthday or other personal information Password must be kept confidential and not be divulged to anyone Password must be memorized and not be recorded anywhere Password should be changed regularly The same Password should not be used for different websites applications or services particularly when they relate to different entities Not advisable to select the browser option for storing or retaining user name and password Safer Internet Usage We recommend to Maintain your computer current with latest Operating System OS patches installed Install a personal firewall and anti virus software and update them regularly Use latest version of the browser to protect your system from malware and viruses Remove file and printer sharing in their computers especially when they have internet access via cable modems broadband connections or similar set ups Check the authenticity of the financial institution s website by comparing the URL and the financial institution s name in its digital certificate or by observing the indicators provided by an extended validation certificate Check that the financial institution s website address changes from http to https and a security icon that looks like a lock or key appears when authentication and encryption is expected Do not use public or internet café computers to access online portal and perform financial transactions Good Practices Do s Make regular backup of critical data Consider the use of encryption technology to protect highly sensitive data stored in your personal computer Log off the online session and turn off the computer when not in use Delete junk or chain emails Don ts Do not install software or run programs of unknown origin Do not open email attachments from strangers Do not disclose personal financial or credit card information to little known or suspect websites Do not use a computer or a device which cannot be trusted Terms Conditions USEFUL LINKS Security How we help protect your information We take our responsibility to safeguard your information very seriously and employ safeguards in order to help insure that your information is protected as it is transmitted from your computer and stored on our computers at Liberty Insurance Singapore Encryption When dealing with your personal private information on our computers and working in partnership with your browser use an industry standard security protocol Secure Sockets Layer SSL to help ensure that the information is encrypted and protected from eavesdropping SSL helps insure that the conversation your browser is having with our servers is private and that the information contained therein is safe and delivered only to our computers Firewall Once your information reaches our servers we

    Original URL path: https://www.libertyinsurance.com.sg/useful-links/security/ (2016-01-30)
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  • Data Protection Policy - Liberty Insurance Pte Ltd
    data was disclosed by us within a year before the date of correction was made 4 5 We will also be charging you a reasonable fee for the handling and processing of your requests to access and or correct the personal data 5 REQUEST TO WITHDRAW CONSENT You may withdraw your consent for the purpose s of collection use and or disclosure of the personal data in our possession or under our control by submitting your request in writing to Data Protection Officer 51 Club Street 03 00 Liberty House Singapore 069428 5 1 We will process your request within a reasonable time from such a request for withdrawal of consent being made and will thereafter not collect use and or disclose the personal data for the purposes as stated in your request 5 2 However your withdrawal of consent could result in certain legal consequences arising from such withdrawal In this regard depending on the nature and extent of your withdrawal of consent in relation to the personal data it may mean that we will not be able to continue with your or the data subject s existing relationship with us 6 ADMINISTRATION AND MANAGEMENT OF PERSONAL DATA 6 1 We will take reasonable efforts to ensure that personal data is accurate and complete if personal data is likely to be used by us to make a decision that affects you or disclosed to another organization However this means that you must also update us of any changes to the personal data that you had initially provided us with We will not be responsible for relying on inaccurate or incomplete personal data arising from your not updating us of any changes in the personal data that you had initially provided us with 6 2 We will also put in place reasonable security arrangements to ensure that personal data is adequately protected and secured Appropriate security arrangements will be taken to prevent any unauthorized access collection use disclosure copying modification leakage loss damage and or alteration of your personal data However we cannot assume responsibility for any unauthorized use of personal data by third parties which are wholly attributable to factors beyond our control 6 3 We will also put in place measures such that personal data in our possession or under our control is destroyed and or anonymized as soon as it is reasonable to assume that i the purpose for which that personal data was collected is no longer being served by the retention of such personal data and ii retention is no longer necessary for any other legal or business purposes 7 COMPLAINT PROCESS 7 1 If you have any complaint or grievance regarding about how we are handling personal data or about how we are complying with the PDPA please contact us with your complaint or grievance 7 2 Please write in to us with your complaint or grievance at Data Protection Officer 51 Club Street 03 00 Liberty House Singapore 069428 7 3 We will certainly strive to deal with any complaint or grievance that you may have speedily and fairly 8 UPDATES ON DATA PROTECTION POLICY 8 1 As part of our efforts to ensure that we properly manage protect and process personal data we will be reviewing our policies procedures and processes from time to time 8 2 We reserve the right to amend the terms of this Data Protection Policy at our absolute discretion Any amended Data Protection Policy will be posted on our website and can be viewed at www libertyinsurance com sg 8 3 You are encouraged to visit the above website from time to time to ensure that you are well informed of our latest policies in relation to personal data protection Data Protection Policy We at Liberty Insurance Pte Ltd take our responsibilities under Singapore s Personal Data Protection Act 2012 the PDPA seriously We also recognize the importance of the personal data you have entrusted to us and believe that it is our responsibility to properly manage protect and process the personal data of yours and other individuals This Data Protection Policy is designed to assist you to understand how we collect use and disclose the personal data you have provided to us as well as to assist you in making an informed decision before providing us with any of your personal data or that of other individuals If you at any time have any queries on this policy or any other queries in relation to how we may manage protect and or process your personal data please do not hesitate to contact our Data Protection Officer the DPO at Data Protection Officer 51 Club Street 03 00 Liberty House Singapore 069428 1 INTRODUCTION TO THE PDPA 1 1 Personal Data is defined under the PDPA to mean data whether true or not about an individual who can be identified from that data or from that data and other information to which an organization has or is likely to have access Common examples of personal data could include names identification numbers contact information medical records photographs and video images 1 2 We will collect the personal data which you or your representatives have provided about yourself or other individuals in accordance with the PDPA personal data If there is any personal data relating to other individuals you agree to obtain prior consent from them or if they are lacking in legal capacity from their legal representatives guardians or parents as the case may be for Liberty and third parties including its related companies employees agents service providers organizations and contractors etc collectively appointees to collect use and disclose their personal data for the relevant purposes and on the same terms 1 3 We will notify you of the purposes for which personal data may be collected used disclosed and or processed as well as obtain your consent for the collection use disclosure and or processing of your personal data for the intended purposes unless an exception under

    Original URL path: https://www.libertyinsurance.com.sg/data-protection-policy/ (2016-01-30)
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  • PetCare - Liberty Insurance Pte Ltd
    accidental death Toll free Helpline 1800 LIBERTY 5423 789 No Claim Discount of up to 15 to reward healthy pets Cover starts from less than S 1 a day Summary of Benefits Description of Benefits Co insurance percentage to be borne by the Insured per Incident Deductible per Incident Benefit Limit per incident in the aggregate Standard Plan Enhanced Plan Superior Plan Accident 1 Accidental Death Death of the Insured Pet due to Accidental Injury N A N A S 1 000 S 2 000 S 3 000 2 Accidental Injury Vet expenses arising from Accidental Injury N A S 50 S 500 S 750 S 3 000 3 Theft Loss due to reported Theft Not Applicable to Cats N A N A S 300 S 500 S 1 250 Medical 4 Illness Vet expenses for non surgical Treatment 50 N A S 500 S 750 S 3 000 5 Illness Vet expenses for surgical Treatment 30 N A S 1 500 S 2 000 S 10 000 Liability 6 Third Party Liability Third Party Liability arising from owning the Insured Pet N A S 500 S 100 000 S 250 000 S 500 000 Annual Premium Including prevailing GST S 350 S 450 S 750 The information provided here is a summary Please refer to the actual policy wordings for the terms and conditions No Claim Discount No Claim Period Discount Applicable One year 5 Two consecutive years 10 Three consecutive years 15 Notes Eligibility The Insured Pet must Be micro chipped Be residing regularly in the same premise as you Be at least 8 weeks old and not more than 9 years old at the enrolment date Not be a working dog Example guide dog guard dog Not be a dog or cat used for breeding purposes Major Exclusions Illness arising from any intentional neglectful or preventable act Liability arising from any intentional neglectful or preventable act Pre existing Hereditary Congenital and Skin Conditions Day to day care Example vitamins supplements vaccinations training grooming Damage to teeth and gums unless as a result of an Accident Illness related to endoparasites or ectoparasites hip dysplasia rabies Elective procedures and treatments Example nail clipping tail docking debarking Downloads Brochure Policy Wordings Proposal Form 2015 Sep Newsletter 5 Loyalty Discount for Private Motor Customers 2015 Aug Newsletter Stay Connected with oneliberty News PetCare Safeguarding Our Best Companion Because They re Family Too Info Benefits Downloads Because They re Family Too PetCare is Singapore s first pet insurance policy which provides comprehensive coverage to you and your pet dog or cat It provides financial protection should you incur medical and surgical expenses due to illness or accidents that may befall your beloved pet As devoted pet owners it is comforting to know this policy covers up to 70 of vet bills and a range of common events during the life of your pet Benefits at a Glance Covers up to 70 of eligible vet bills arising from illness or accidents up to

    Original URL path: https://www.libertyinsurance.com.sg/petcare/ (2016-01-30)
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  • Overseas StudentCare - Liberty Insurance Pte Ltd
    S 300 000 18 Rental Vehicle Excess Cover Covers the excess or deductible which you may be legally liable to pay in respect of accidental loss or damage to a rental vehicle whilst overseas S 1 000 Student Assistance 19 Study Interruption Covers tuition fees paid in advance for the current semester in the event you are unable to continue your studies overseas for the remaining part of the semester due to your hospitalization terminal illness or death of an immediate family member S 10 000 20 Study Loan Repayment Covers the outstanding study loan which you are liable to pay in the event of your accidental death S 5 000 21 Sponsor Protection Covers the unpaid tuition fees in the event of accidental death or permanent disablement of your sponsor named in the policy who is responsible for paying the tuition fees S 15 000 Optional Benefits Option A Option B Option C 22 Medical Expenses following Accident or Illness Covers hospital surgical expenses incurred due to an injury sustained or illness contracted whilst overseas Maximum payable in respect of S 25 000 S 50 000 S 100 000 Hospital surgical expenses incurred if you are hospitalized within 5 days upon return to Singapore if medical treatment was not sought overseas S 5 000 S 5 000 S 5 000 Medical Expenses incurred for outpatient treatment of illness whilst overseas Excess of S 100 per visit is applicable S 1 000 S 1 500 S 2 000 23 Study Interruption Covers tuition fees paid in advance for the current semester in the event you are unable to continue your studies overseas for the remaining part of the semester due to your hospitalization terminal illness or death of an immediate family member S 5 000 S 10 000 S 15 000 Aggregate Limit applicable to Section 22 The same limit applies for policies which are less than 1 year The information provided here is a summary Please refer to the actual policy wordings for the terms and conditions Annual Premium S Individual Plan Family Plan Discount Individual Plan Duration Premium Payable Additional Premium for Optional Benefits Option A Option B Option C 3 months S 200 S 65 S 165 S 335 6 months S 300 S 150 S 315 S 590 1 year S 400 S 195 S 485 S 910 Premiums above include prevailing GST Family Plan Duration Premium Payable Additional Premium for Optional Benefits Option A Option B Option C 3 months N A N A N A N A 6 months S 675 S 336 S 710 S 1 323 1 year S 900 S 480 S 1 081 S 2 045 Premiums above include prevailing GST Family refers to you your legal spouse and up to 3 of your children Discount Policy Period Discount 2 years 5 3 years and above 7 5 Discount is applicable when policy is incepted for 2 years or more Notes Eligibility You must be between 15 to 45 years of age a Singapore citizen Singapore permanent resident or foreigner holding a valid Singapore student pass registered as a full time student with an overseas educational institution or participating in a student exchange program or industrial attachment overseas as arranged by your educational institution in Singapore Major Exclusions This policy will not cover any loss injury illness damage or legal liability arising directly or indirectly from Illegal or unlawful acts Suicide or self inflicted injury HIV and related conditions Pregnancy or childbirth and related complications Participation in professional and or competitive sports Pre Existing conditions Mental and nervous disorders Travel in to or through Afghanistan Cuba Democratic Republic of Congo Iran Iraq Liberia Sudan Syria and Lebanon Downloads Brochure Policy Wordings Proposal Form GolfCare Overseas StudentCare Preparing you for the world Info Benefits Downloads Preparing you for the world Studying overseas can be an exciting experience filled with mixed emotions For some it means leaving home for the first time for others it s a return to a childhood holiday destination It is a chance to gain an international perspective to meet people from various cultures and expand one s horizon whilst studying at a world leading school or university As you take this important step in your education don t let practical concerns like international travel security and health disrupt your plans Being prepared for uncertainties is key to having a safe and successful overseas educational experience At Liberty we understand the challenges faced by international students like you and have tailored Overseas StudentCare to provide a comprehensive cover for your needs So travel the world take in new sights build lifelong friendships gain new experiences study and live overseas We are with you every step of your way Benefits at a Glance Worldwide coverage Access to worldwide security alerts Emergency 24 hour assistance through Liberty Helpline 65 6636 1131 Comprehensive covers for accident health travel property and assistance while studying overseas and while on holidays during term break Waiver of hospital admission deposit at designated hospitals in Hong Kong China and Taiwan Study loan repayment benefit Rental vehicle excess cover Access to bail bond facility Options to enhance cover for medical expenses and study interruption Summary of Benefits Description of Benefits Benefit Limit Per Person per year Accident Health 1 Personal Accident Covers permanent disablement or death following accidental bodily injury Maximum payable in respect of Insured adult S 200 000 Insured child 18 years S 50 000 Passive War Extension Covers death or bodily injury sustained by you through war like operations provided that you are not directly or indirectly involved in such activities Covered 2 Criminal Assault Covers accidental death or permanent disablement suffered as a result of criminal assault whilst overseas S 100 000 3 Medical Expenses following Accident Reimburses medical expenses arising from accidental bodily injury sustained overseas including treatment by Chinese physician physiotherapist and chiropractor S 15 000 Travel 4 Travel Delay Pays S 50 for each full 6 consecutive hours if departure

    Original URL path: https://www.libertyinsurance.com.sg/overseas-studentcare/ (2016-01-30)
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  • Motor Cycle - Liberty Insurance Pte Ltd
    About Liberty Our Management Our History Our Culture Values A Responsible Heart Our Presence CARE FOR YOU AND YOUR FAMILY All Vehicle Medical Travel Leisure Personal Accident Family Home CARE FOR YOUR BUSINESS All And Business Property And Employees And Business Activities Insurance packages And Vehicles And Marine Vessels JOURNEY WITH LIBERTY Join Us As An Employee Join Us As An Agent CLAIMS FOR YOU AND YOUR FAMILY FOR YOUR BUSINESS Preferred Workshops CONTACT US USEFUL LINKS Policy Owners Protection Scheme General Insurance Association FIND US ON FACEBOOK 24 HR ASSISTANCE 1800 LIBERTY DOWNLOADS View Full Site 2016 Liberty Insurance Pte Ltd Privacy Policy Terms Conditions Security Data Protection Policy Privilege High End Car Motor Cycle Comprehensive coverage for motor cycle against accidental loss or damage Info Benefits Downloads Comprehensive coverage for motor cycle against accidental loss or damage There s nothing quite like feeling the wind in your hair while you coast along a long straight empty road on a bike To make sure your bike keeps up with your lifestyle let Liberty s Motor Cycle Insurance protect your bike under our comprehensive coverage terms that includes extra benefits Subject to policy terms conditions and exclusions Summary of Benefits Scope of Cover Type of Cover Comprehensive Third Party Fire Theft Third Party Your car accessories spare parts a Accidental loss or damage by fire b Loss or damage by theft c Accidental loss or damage by other insured causes Your legal liability a Death or bodily injury to third party b Loss or damage to third party property c Your legal costs and expenses Downloads Policy Wordings Summary of Benefits Proposal Form Privilege High End Car Motor Cycle Comprehensive coverage for motor cycle against accidental loss or damage Info Benefits Downloads Comprehensive coverage for motor cycle against accidental loss

    Original URL path: https://www.libertyinsurance.com.sg/motor-cycle/ (2016-01-30)
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  • Privilege - High-End Car - Liberty Insurance Pte Ltd
    are you demand the finer things in life That is why your car deserves nothing but the best coverage from Liberty Insurance With Liberty s Privilege Car Insurance you can rest assured your prestigious car is in good hands We firmly believe there s no such thing as one size fits all when it comes to insuring your vehicle Hence our exclusive coverage is customized to your needs 24 hours a day every day Subject to policy terms conditions and exclusions Benefits at a Glance 24 7 roadside assistance Free use of 2 litre rental vehicle if your car is laid out for accidental repairs of up to 5 days Loss of personal effects in the car following break in up to S 500 Access to Mobile Accident Response Service MARS Complimentary car polish mobile service Summary of Benefits Scope of Cover Type of Cover Comprehensive Third Party Fire Theft Third Party Your vehicle accessories spare parts a Accidental loss or damage by fire b Loss or damage by theft c Accidental loss or damage by other insured causes d Accidental loss or damage to windscreen Your legal liability a Death or bodily injury to third party b Loss or damage to third party property c Your legal costs and expenses Special benefits for Privilege Motor Policyholder a Privilege Motor Policy Welcome package b Dedicated hotline for enquires and claims reporting c Unlimited access to free roadside assistance d Complimentary car polish mobile service e Complimentary limousine service in event that you are unable to drive your car home f Loss of Use Free use of 2 litre rental vehicle if your car is laid up for accidental repairs up to 5 days g Access to Mobile Accident Response Service MARS h Loss of personal effects in the car following break in up to S 500 Other benefits a Towing to repairer or place of safety following accident or breakdown up to S 300 b Personal accident benefits for you up to S 50 000 c Medical expenses for you and your passengers up to S 1 000 per person d Legal aid for defending third party bodily injury claims up to S 3 000 Downloads Policy Wordings Summary of Benefits Proposal Form Private Car Motor Cycle Privilege High End Car Safeguard your luxury car against accidental loss or damage Info Benefits Downloads Safeguard your luxury car against accidental loss or damage If you own a luxury car chances are you demand the finer things in life That is why your car deserves nothing but the best coverage from Liberty Insurance With Liberty s Privilege Car Insurance you can rest assured your prestigious car is in good hands We firmly believe there s no such thing as one size fits all when it comes to insuring your vehicle Hence our exclusive coverage is customized to your needs 24 hours a day every day Subject to policy terms conditions and exclusions Benefits at a Glance 24 7 roadside assistance Free use

    Original URL path: https://www.libertyinsurance.com.sg/privilege-high-end-car/ (2016-01-30)
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  • Private Car - Liberty Insurance Pte Ltd
    accidental loss or damage Liberty s Private Car Insurance provides comprehensive coverage including extra benefits Enjoy peace of mind and be freed from the worries of insuring your vehicle Savour the reason you have your car in the first place to drive Subject to policy terms conditions and exclusions Benefits at a Glance 24 7 roadside assistance Cover travels throughout Singapore and West Malaysia and that part of Thailand within 50 miles of the border between Thailand and West Malaysia Loss of use benefit for up to 5 days in the event of accident repairs S 50 000 personal accident cover for you while driving your car S 1 000 medical expenses reimbursements per accident for the insured authorized driver and passengers Waiver of basic excess Summary of Benefits Scope of Cover Type of Cover Comprehensive Third Party Fire Theft Third Party Your car accessories spare parts a accidental loss or damage by fire b loss or damage by theft c accidental loss or damage by other insured causes d accidental loss or damage to windscreen Your legal liability a death or bodily injury to third party b loss or damage to third party property c your legal costs and expenses Other benefits a Towing to repairer or place of safety following accident or breakdown up to S 300 b Personal accident benefits for you up to S 50 000 c Medical expenses for you and your passengers up to S 1 000 per person d Legal aid for defending third party bodily injury claims up to S 3 000 e Waiver of basic excess Downloads Policy Wordings Summary of Benefits Proposal Form Privilege High End Car Private Car Insure your car against accidental loss or damage Info Benefits Downloads Insure your car against accidental loss or damage Liberty s

    Original URL path: https://www.libertyinsurance.com.sg/private-cars-2/ (2016-01-30)
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